So far, the best broker I've ever used. My deposits are instant, and withdrawals take an average of 10 minutes. The spreads on the standard account are the highest, averaging 2 pips, but I did upgrade to a zero-spread account, which requires a minimum opening deposit of $500. I'm not entirely satisfied with order execution, which is why I gave it 4 stars, and I missed out on some good trades due to poor execution on limit orders. However, market execution is instant.