Horrible experience Moved money in and they have a 30 day hold on my money so i cant withdrawal any cash When there is a residual sweep from old account then ALL money is held longer till 30 days from the date that amount coming in! Extremely LOOOOONG wait times on phone, BUT it wasn't that long to get you onboarded as a new client... DESPICABLE! They do not know their business! I recalled all my money back to Vanguard and am moving to Charles Schwab.