IQCent's instant deposit feature allows me to fund my account and begin trading in seconds, unlike slow bank wire transfers. Just last week, I wanted to add funds on a Friday to get some trades in before the weekend. Instead of waiting days and missing opportunities, my deposit from a connected debit card was credited instantly. Within one minute, my capital was available to trade. While instant funding is extremely helpful, I do wish IQCent was more transparent about their inactivity fee policy for dormant accounts. More clarity on potential fees would be appreciated. But the instant deposits are still a major benefit that keeps me at IQCent.