They're absolute scammers. Opened an account with XM Global on September 10th. Transferred 10,000 rupees into my trading account, but due to some glitch, my payment got stuck in their system. I provided clear evidence like bank statements showing the payment was credited to their account, but they won't refund my money. Always making excuses, asking to wait 15 days or provide more evidence. They're frauds. Ruining the reputation of the forex industry.