Here's my perspective on Theo. The platform design is quite user-friendly, with resources particularly helpful for new traders. They have an array of account types, making it easy for traders of all levels. Their spreads and fees structure seem fair. However, their customer service can be inconsistent in terms of its speed and effectiveness. Also, the variety of trading instruments leaves something to be desired. But for those just beginning their trading experience, Theo serves as a decent starting point.